Securing your financial future
Life is paved with many defining moments, and while some events can be anticipated, and others even expected, there is no doubt that behind every turn there lies an opportunity or risk.
While planning can play its part, no one has the foresight to prepare for every life event, be it a joyous experience or misadventure. With the right plan in place however, you can go forward with confidence, and at Lifespan we are here to help; with careful personal assessment, the right measure of information, some tailored advice, and a genuine interest in helping you achieve your financial goals.
In the following section we hope to provide you with some simple information to get you started on establishing your own plans to help safeguard your family’s future for the years ahead.
Yet it’s been proven that having a financial plan in place at any age can help you secure your financial independence, give you peace of mind, and ensure you are free to enjoy a long and rewarding future. … . more
What is perceived and stated as valuable for one may not necessarily be of value to another. Clients often need to look beyond pure dollars and cents and weigh the costs of advice against the peace of mind, discipline and structure, and greater certainty of a secure financial future… . more
A shrewd investor takes the time to understand some basic investment principles, develops an understanding of their risk tolerance, and puts in place a plan to achieve their desired goals and objectives… . more
Investing in property offers the opportunity to leverage hard earned savings, receive regular income payments, and reap the benefits of potential capital gain over a mid to longer term time period. It’s also a strategy that raises some unique investment risk considerations . . . . more
The arrival of children brings enormous change to our lives. Starting a family, whether planned or unexpected, presents its own unique set of financial challenges . . . . more
Without adequate protection, the wealth you have built up, or have the potential to build, can deplete quickly, putting more pressure on loved ones at an already difficult time. The future loss of the family home and the inability to provide for your childrens’ education are just two of the likely outcomes . . . . more
The division of assets, including the family home and superannuation investments, often results in both parties experiencing undue stress and possible hardship. Knowing your options, and having the right strategies in place will ensure that family members are cared for, even in this most stressful of times . . . . more
Australians are now living longer and many are beginning to realise that they have insufficient savings to fund the kind of retirement they’d planned for. To avoid this happening to you, it is crucial that you start planning for your years in retirement now . . . . more
How much will be enough? Ten years out from retirement is a key time to take advantage of some of the government endorsed strategies that can make a meaningful difference to the amount of savings you can build as you approach retirement. . . . . more
The average Australian’s life expectancy now offers the opportunity for retirement to last over 30 years. Whilst you can’t determine your date of departure from this world, it’s relatively simple to work out how long your money is likely to last and take action now . . . . more
For those who are unable to live independently the most popular facilities are low care hostels and high care nursing homes, most of which are government funded. Aged care can be overwhelming to most people left unprepared, getting a better understanding of all the options is a good start. . . . . more
Estate planning is a lot more than simply having a will. Estate planning involves detailed and careful consideration of all future entitlements, and the understanding of how best to distribute your assets and investments to family members and loved ones . . . . more
Whether you lose the rain maker, or the decision maker, your business is unlikely to recover quickly, and in certain outcomes it’s even possible that your business may never recover at all. Protect your business’s largest asset . . . . more