Lifespan Invest FAQs

About us

Lifespan Invest is an easy-to-understand, low-cost investment solution where you can access professionally managed investment portfolios at the click of a button.

Lifespan Invest is presented by Lifespan Financial Planning Pty Ltd, a multi-award-winning wealth management group. Since 1994 we have grown to become one of Australia’s largest privately-owned advice networks, whilst also providing quality managed portfolio solutions for over 18 years.

Why invest with us?

With a disciplined approach to investing, we understand the important role that we play as your portfolio manager and we are constantly looking to incorporate investments that will provide the best outcomes for investors, without subjecting them to unnecessary risks. Our Investment Committee has over 100 years of combined investment experience, with each member chosen for their diverse background, experience, and specialist expertise. The investment committee reviews and updates the Lifespan Invest Model Portfolios regularly to make sure that each has the right mix of investments to maximise your returns using the knowledge and skills we have built over decades of investment experience.

Our portfolios

Choose from 6 professionally managed portfolios.

Lifespan Invest Dynamic Portfolios – Minimum investment of $30,000

  • Conservative
  • Balanced
  • Growth

Lifespan Invest Index Portfolios – Minimum investment of $5,000

  • Conservative
  • Balanced
  • Growth

How do we make investing simple?

With access to six professionally managed portfolios, via an intuitive and easy-to-understand online client portal and app, investing in a quality, diversified portfolio, investing has never been so simple!

The Lifespan Invest online portal and app allow you to keep track of your portfolio and receive regular updates and educational material from our investment team.

What are the benefits of investing with Lifespan Invest?

Lifespan Invest provides you with the opportunity to invest in a model portfolio.

  • Your portfolio will be professionally managed

Once you open an account you will have your own personal portfolio that will be professionally managed for you by the team at Lifespan Invest. The team at Lifespan Invest instructs the Administrator to buy and sell securities for your portfolio.

  • Stay informed and up to date via your Investor Portal and our app

 You will be able to view your portfolio via your Investor Portal and our app. The team at Lifespan Invest will also keep you informed on the key issues they are assessing in managing your portfolio, including explaining the changes they make to your portfolio.

  • Reports

You can generate several reports on your portfolio covering portfolio performance, transactions, fees, and taxation. The Administrator will also send you an Annual Tax Statement to assist you (and your accountant) in preparing your annual tax return.

What are the risks of investing with Lifespan Invest?

Whilst our portfolios aim to minimise the risk of any capital loss by diversifying across different asset classes and within those asset classes, an investment in our portfolios is not capital guaranteed. Unlike a bank that provides a capital guarantee of up to $250,000, there is a risk of capital loss in all our portfolios.

What type of advice does Lifespan Invest provide online?

Lifespan Invest provides General Advice only. This means the information provided on our website has been prepared without considering the investment objectives, financial situation, or needs of any particular investor.

Before acting upon this general advice, people should consider the appropriateness of the advice, having regard to their objectives, financial situation, and needs. Please read our Product Disclosure Statement and Financial Services Guide before investing in one of our products.

Can I transfer additional money into my account?

You can easily transfer additional money to your account Full details of how you can transfer additional money to your account are set out under “How to invest” in Part B of the Lifespan Invest Product Disclosure Statement (PDS).

What if I want to make a full or partial withdrawal?

It is easy to make a withdrawal from your account at any time. Partial withdrawals can be in cash. Full withdrawals can be in cash or in kind – that is, all CHESS-eligible listed Australian securities in your portfolio may be transferred out if you decide to close your account. You can also set up a regular withdrawal amount. Full details of withdrawal functionality are set out under “Withdrawals” in  The PDS Part B.

How do I find out more about the fees charged?

You can find out more about the fees to invest in Lifespan Invest, either within the Product Disclosure Statement (PDS) or the fee calculator located on the Lifespan Invest website here. This PDS shows fees and other costs that you may be charged. These fees and costs may be deducted from your account, from returns on your investment, or the Service as a whole. Information about taxes is set out under “Tax information”. You should read all the information about fees and costs as it is important to understand their impact on your investment. Fees and costs that relate to particular investment options are set out in each Model Portfolio Profile in the Investment Menu. All fees are in Australian dollars and are inclusive of Goods and Services Tax (GST).

What third parties does Lifespan Invest use?

Lifespan Invest uses Openinvest Limited to provide the investment platform. They host the technology and undertake all trading as directed by the Lifespan Invest Investment Committee.

Why not just do it myself?

Few people have the time, experience, or expertise to manage their own investment portfolios. It is a delicate balancing act to respond effectively to market movements. Lifespan Invest enables you to access professionally managed portfolios at the click of a button.